Arch Capital Group Ltd (ACGL)vsFirst Financial Northwest Inc (FFNW)
ACGL
Arch Capital Group Ltd
$94.70
+0.59%
FINANCIAL SERVICES · Cap: $33.14B
FFNW
First Financial Northwest Inc
$22.56
0.00%
FINANCIAL SERVICES · Cap: $208.18M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 52486% more annual revenue ($19.78B vs $37.61M). ACGL leads profitability with a 24.6% profit margin vs 2.9%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
FFNW
Hold40
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 21 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
Revenue declined 3.3%
Expensive relative to growth rate
4.5% revenue growth
Smaller company, higher risk/reward
ROE of 0.7% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : FFNW
The strongest argument for FFNW centers on Price/Book.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth.
Bear Case : FFNW
The primary concerns for FFNW are PEG Ratio, Revenue Growth, Market Cap. A P/E of 188.0x leaves little room for execution misses. Thin 2.9% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a declining stock while FFNW is a value play — different risk/reward profiles.
ACGL carries more volatility with a beta of 0.38 — expect wider price swings.
FFNW is growing revenue faster at 4.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 40/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
First Financial Northwest Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Financial Northwest, Inc. is the banking holding company for First Financial Northwest Bank providing commercial banking services in Washington. The company is headquartered in Renton, Washington.
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