Arch Capital Group Ltd (ACGL)vsFlushing Financial Corporation (FFIC)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
FFIC
Flushing Financial Corporation
$16.12
+0.75%
FINANCIAL SERVICES · Cap: $544.17M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 8713% more annual revenue ($19.93B vs $226.14M). ACGL leads profitability with a 22.1% profit margin vs 8.3%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
FFIC
Buy58
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Reasonable price relative to book value
Areas to Watch
No major concerns identified
Moderate valuation
0.2% earnings growth
Smaller company, higher risk/reward
ROE of 2.6% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : FFIC
The strongest argument for FFIC centers on Price/Book. Revenue growth of 13.3% demonstrates continued momentum. PEG of 1.34 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : FFIC
The primary concerns for FFIC are P/E Ratio, EPS Growth, Market Cap.
Key Dynamics to Monitor
ACGL profiles as a mature stock while FFIC is a value play — different risk/reward profiles.
FFIC carries more volatility with a beta of 0.81 — expect wider price swings.
FFIC is growing revenue faster at 13.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 58/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Flushing Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Flushing Financial Corporation is the banking holding company for Flushing Bank offering banking products and services primarily to consumers, businesses and government units. The company is headquartered in Uniondale, New York.
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