Arch Capital Group Ltd. (ACGL)vsFirst Community Corporation (FCCO)
ACGL
Arch Capital Group Ltd.
$109.24
+0.06%
FINANCIAL SERVICES · Cap: $35.20B
FCCO
First Community Corporation
$32.72
+0.12%
FINANCIAL SERVICES · Cap: $317.35M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 20004% more annual revenue ($18.78B vs $93.40M). FCCO leads profitability with a 27.8% profit margin vs 23.3%. ACGL appears more attractively valued with a PEG of 1.06. FCCO earns a higher WallStSmart Score of 74/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
FCCO
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 23 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 26.8%
Generating 1.7B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 40.4%
Keeps 28 of every $100 in revenue as profit
Revenue surging 25.9% year-over-year
Earnings expanding 26.9% YoY
Areas to Watch
Revenue declined 8.9%
Earnings declined 15.7%
Distress zone — elevated risk
Expensive relative to growth rate
Smaller company, higher risk/reward
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Profit Margin, Debt/Equity. Profitability is solid with margins at 23.3% and operating margin at 26.8%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : FCCO
The strongest argument for FCCO centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 27.8% and operating margin at 40.4%. Revenue growth of 25.9% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : FCCO
The primary concerns for FCCO are PEG Ratio, Market Cap, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while FCCO is a growth play — different risk/reward profiles.
FCCO carries more volatility with a beta of 0.34 — expect wider price swings.
FCCO is growing revenue faster at 25.9% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
FCCO scores higher overall (74/100 vs 67/100), backed by strong 27.8% margins and 25.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
First Community Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Community Corporation is the banking holding company for First Community Bank, offering various commercial and retail banking products and services to small and medium-sized businesses, professional companies, and individuals. The company is headquartered in Lexington, South Carolina.
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