Arch Capital Group Ltd. (ACGL)vsFirst Community Corporation (FCCO)
ACGL
Arch Capital Group Ltd.
$88.34
-0.17%
FINANCIAL SERVICES · Cap: $32.03B
FCCO
First Community Corporation
$30.71
+2.20%
FINANCIAL SERVICES · Cap: $294.72M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 23717% more annual revenue ($19.78B vs $83.04M). FCCO leads profitability with a 24.9% profit margin vs 24.6%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
FCCO
Strong Buy71
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 34.3%
Keeps 25 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 28.1% year-over-year
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Expensive relative to growth rate
Smaller company, higher risk/reward
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : FCCO
The strongest argument for FCCO centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 24.9% and operating margin at 34.3%. Revenue growth of 28.1% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : FCCO
The primary concerns for FCCO are PEG Ratio, Market Cap, Free Cash Flow.
Key Dynamics to Monitor
ACGL profiles as a declining stock while FCCO is a growth play — different risk/reward profiles.
FCCO carries more volatility with a beta of 0.36 — expect wider price swings.
FCCO is growing revenue faster at 28.1% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 71/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
First Community Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Community Corporation is the banking holding company for First Community Bank, offering various commercial and retail banking products and services to small and medium-sized businesses, professional companies, and individuals. The company is headquartered in Lexington, South Carolina.
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