Arch Capital Group Ltd. (ACGL)vsEquity Bancshares, Inc. (EQBK)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
EQBK
Equity Bancshares, Inc.
$50.05
+0.30%
FINANCIAL SERVICES · Cap: $1.02B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 7787% more annual revenue ($19.23B vs $243.86M). ACGL leads profitability with a 24.4% profit margin vs 14.7%. ACGL appears more attractively valued with a PEG of 1.06. EQBK earns a higher WallStSmart Score of 68/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
EQBK
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 46.3%
Revenue surging 38.1% year-over-year
Earnings expanding 47.7% YoY
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Expensive relative to growth rate
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
ROE of 4.3% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : EQBK
The strongest argument for EQBK centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 38.1% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : EQBK
The primary concerns for EQBK are PEG Ratio, P/E Ratio, Market Cap.
Key Dynamics to Monitor
ACGL profiles as a declining stock while EQBK is a growth play — different risk/reward profiles.
EQBK carries more volatility with a beta of 0.77 — expect wider price swings.
EQBK is growing revenue faster at 38.1% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
EQBK scores higher overall (68/100 vs 67/100) and 38.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Equity Bancshares, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Equity Bancshares, Inc. is Equity Bank's banking holding company providing a range of banking, mortgage banking and financial services to individual and corporate clients. The company is headquartered in Wichita, Kansas.
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