Arch Capital Group Ltd (ACGL)vsEquity Bancshares, Inc. (EQBK)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
EQBK
Equity Bancshares, Inc.
$45.34
+0.09%
FINANCIAL SERVICES · Cap: $941.58M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 8942% more annual revenue ($19.93B vs $220.40M). ACGL leads profitability with a 22.1% profit margin vs 11.2%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
EQBK
Buy58
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Reasonable price relative to book value
Strong operational efficiency at 39.8%
Revenue surging 33.0% year-over-year
Areas to Watch
No major concerns identified
Expensive relative to growth rate
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
ROE of 3.4% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : EQBK
The strongest argument for EQBK centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 33.0% demonstrates continued momentum.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : EQBK
The primary concerns for EQBK are PEG Ratio, P/E Ratio, Market Cap.
Key Dynamics to Monitor
ACGL profiles as a mature stock while EQBK is a growth play — different risk/reward profiles.
EQBK carries more volatility with a beta of 0.85 — expect wider price swings.
EQBK is growing revenue faster at 33.0% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 58/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Equity Bancshares, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Equity Bancshares, Inc. is Equity Bank's banking holding company providing a range of banking, mortgage banking and financial services to individual and corporate clients. The company is headquartered in Wichita, Kansas.
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