Arch Capital Group Ltd. (ACGL)vsEagle Bancorp Inc (EGBN)
ACGL
Arch Capital Group Ltd.
$101.14
-3.26%
FINANCIAL SERVICES · Cap: $35.41B
EGBN
Eagle Bancorp Inc
$27.89
-1.76%
FINANCIAL SERVICES · Cap: $867.29M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 14153% more annual revenue ($19.78B vs $138.75M). ACGL leads profitability with a 24.6% profit margin vs -34.8%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
EGBN
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Reasonable price relative to book value
Revenue surging 35.3% year-over-year
Earnings expanding 768.0% YoY
Conservative balance sheet, low leverage
Strong operational efficiency at 24.2%
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Expensive relative to growth rate
Smaller company, higher risk/reward
Weak financial health signals
ROE of -10.0% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, EPS Growth, Return on Equity. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : EGBN
The strongest argument for EGBN centers on Price/Book, Revenue Growth, EPS Growth. Revenue growth of 35.3% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : EGBN
The primary concerns for EGBN are PEG Ratio, Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while EGBN is a hypergrowth play — different risk/reward profiles.
EGBN carries more volatility with a beta of 0.96 — expect wider price swings.
EGBN is growing revenue faster at 35.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 63/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Eagle Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Eagle Bancorp, Inc. is EagleBank's banking holding company providing consumer and commercial banking services primarily in the United States. The company is headquartered in Bethesda, Maryland.
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