WallStSmart

Arch Capital Group Ltd. (ACGL)vsDigitalbridge Group Inc (DBRG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd. generates 2940% more annual revenue ($19.23B vs $632.63M). DBRG leads profitability with a 54.3% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. DBRG earns a higher WallStSmart Score of 75/100 (B).

ACGL

Strong Buy

67

out of 100

Grade: B-

Growth: 4.7Profit: 8.0Value: 7.0Quality: 6.0
Piotroski: 6/9Altman Z: 1.48

DBRG

Strong Buy

75

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.7Quality: 7.0
Piotroski: 4/9Altman Z: -0.90

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
7.7x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
24.4%9/10

Keeps 24 of every $100 in revenue as profit

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

Operating MarginProfitability
26.6%8/10

Strong operational efficiency at 26.6%

Free Cash FlowQuality
$1.31B8/10

Generating 1.3B in free cash flow

DBRG6 strengths · Avg: 9.8/10
P/E RatioValuation
10.0x10/10

Attractively priced relative to earnings

Profit MarginProfitability
54.3%10/10

Keeps 54 of every $100 in revenue as profit

Operating MarginProfitability
46.8%10/10

Strong operational efficiency at 46.8%

Revenue GrowthGrowth
58.9%10/10

Revenue surging 58.9% year-over-year

EPS GrowthGrowth
1099.0%10/10

Earnings expanding 1099.0% YoY

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

Areas to Watch

ACGL3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-10.5%2/10

Revenue declined 10.5%

EPS GrowthGrowth
-7.1%2/10

Earnings declined 7.1%

Altman Z-ScoreHealth
1.482/10

Distress zone — elevated risk

DBRG3 concerns · Avg: 2.3/10
Return on EquityProfitability
7.0%3/10

ROE of 7.0% — below average capital efficiency

PEG RatioValuation
3.062/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.902/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : DBRG

The strongest argument for DBRG centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 54.3% and operating margin at 46.8%. Revenue growth of 58.9% demonstrates continued momentum.

Bear Case : ACGL

The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.

Bear Case : DBRG

The primary concerns for DBRG are Return on Equity, PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

ACGL profiles as a declining stock while DBRG is a growth play — different risk/reward profiles.

DBRG carries more volatility with a beta of 1.48 — expect wider price swings.

DBRG is growing revenue faster at 58.9% — sustainability is the question.

ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.

Bottom Line

DBRG scores higher overall (75/100 vs 67/100), backed by strong 54.3% margins and 58.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Digitalbridge Group Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Colony Capital, Inc. (NYSE: CLNY) is a leading global investment firm with a legacy of identifying and capitalizing on key secular trends in real estate. The company is headquartered in Los Angeles with key offices in Boca Raton, New York, and London, and has over 350 employees across 20 locations in 11 countries.

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