Arch Capital Group Ltd. (ACGL)vsDeutsche Bank AG (DB)
ACGL
Arch Capital Group Ltd.
$88.34
+0.58%
FINANCIAL SERVICES · Cap: $32.03B
DB
Deutsche Bank AG
$31.51
-2.14%
FINANCIAL SERVICES · Cap: $61.03B
Smart Verdict
WallStSmart Research — data-driven comparison
Deutsche Bank AG generates 51% more annual revenue ($29.82B vs $19.78B). ACGL leads profitability with a 24.6% profit margin vs 22.7%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
DB
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 37.3%
Large-cap with strong market position
Keeps 23 of every $100 in revenue as profit
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Expensive relative to growth rate
1.2% revenue growth
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : DB
The strongest argument for DB centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 22.7% and operating margin at 37.3%.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : DB
The primary concerns for DB are PEG Ratio, Revenue Growth, Debt/Equity. Debt-to-equity of 1.79 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACGL profiles as a declining stock while DB is a value play — different risk/reward profiles.
DB carries more volatility with a beta of 1.00 — expect wider price swings.
DB is growing revenue faster at 1.2% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (79/100 vs 68/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Deutsche Bank AG
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Deutsche Bank Aktiengesellschaft offers investment, financial and related products and services to individuals, corporate entities and institutional clients worldwide. The company is headquartered in Frankfurt am Main, Germany.
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