Arch Capital Group Ltd. (ACGL)vsCustomers Bancorp, Inc. (CUBI)
ACGL
Arch Capital Group Ltd.
$93.80
-0.76%
FINANCIAL SERVICES · Cap: $33.09B
CUBI
Customers Bancorp, Inc.
$77.26
-0.83%
FINANCIAL SERVICES · Cap: $2.62B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 2348% more annual revenue ($19.78B vs $807.99M). CUBI leads profitability with a 34.8% profit margin vs 24.6%. ACGL appears more attractively valued with a PEG of 1.06. CUBI earns a higher WallStSmart Score of 83/100 (A-).
ACGL
Strong Buy79
out of 100
Grade: B+
CUBI
Exceptional Buy83
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 21 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 48.7%
Revenue surging 76.4% year-over-year
Earnings expanding 579.0% YoY
Areas to Watch
Revenue declined 3.3%
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CUBI
The strongest argument for CUBI centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 34.8% and operating margin at 48.7%. Revenue growth of 76.4% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth.
Bear Case : CUBI
No major red flags identified for CUBI, but monitor valuation.
Key Dynamics to Monitor
ACGL profiles as a declining stock while CUBI is a growth play — different risk/reward profiles.
CUBI carries more volatility with a beta of 1.52 — expect wider price swings.
CUBI is growing revenue faster at 76.4% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
CUBI scores higher overall (83/100 vs 79/100), backed by strong 34.8% margins and 76.4% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Customers Bancorp, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Clients Bancorp, Inc. is the banking holding company for Clients Bank providing financial products and services to individual consumers and small and medium market businesses. The company is headquartered in West Reading, Pennsylvania.
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