WallStSmart

Arch Capital Group Ltd (ACGL)vsCoinShares PLC Ordinary Shares (CSHR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd generates 15696% more annual revenue ($19.93B vs $126.17M). CSHR leads profitability with a 99.4% profit margin vs 22.1%. CSHR trades at a lower P/E of 3.3x. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 7.0Quality: 6.5
Piotroski: 5/9

CSHR

Buy

61

out of 100

Grade: C+

Growth: 5.0Profit: 10.0Value: 6.7Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth
38.8%8/10

Earnings expanding 38.8% YoY

CSHR5 strengths · Avg: 10.0/10
P/E RatioValuation
3.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Return on EquityProfitability
32.3%10/10

Every $100 of equity generates 32 in profit

Profit MarginProfitability
99.4%10/10

Keeps 99 of every $100 in revenue as profit

Operating MarginProfitability
3278.0%10/10

Strong operational efficiency at 3278.0%

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

CSHR3 concerns · Avg: 3.0/10
EPS GrowthGrowth
4.4%4/10

4.4% earnings growth

Market CapQuality
$353.91M3/10

Smaller company, higher risk/reward

Free Cash FlowQuality
$-66.56M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : CSHR

The strongest argument for CSHR centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 99.4% and operating margin at 3278.0%.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : CSHR

The primary concerns for CSHR are EPS Growth, Market Cap, Free Cash Flow.

Key Dynamics to Monitor

CSHR carries more volatility with a beta of 0.53 — expect wider price swings.

ACGL is growing revenue faster at 8.5% — sustainability is the question.

ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ACGL scores higher overall (81/100 vs 61/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

CoinShares PLC Ordinary Shares

FINANCIAL SERVICES · CAPITAL MARKETS · USA

CoinShares PLC (CSHR) is a leading digital asset investment firm that specializes in providing exposure to cryptocurrencies and blockchain technologies through various investment products and services. As a pioneer in the European digital asset space, CoinShares offers a range of investment vehicles including ETPs, managed accounts, and institutional-focused services, enabling both retail and institutional investors to participate in the growing crypto market. With a strong commitment to regulatory compliance and risk management, CoinShares is well-positioned to capitalize on the evolving landscape of digital assets, making it an attractive player for institutional investors seeking diversification and innovation in their portfolios.

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