Arch Capital Group Ltd. (ACGL)vsCorVel Corp (CRVL)
ACGL
Arch Capital Group Ltd.
$97.95
+1.94%
FINANCIAL SERVICES · Cap: $33.47B
CRVL
CorVel Corp
$69.27
+2.33%
FINANCIAL SERVICES · Cap: $3.36B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 1855% more annual revenue ($19.23B vs $983.74M). ACGL leads profitability with a 24.4% profit margin vs 11.7%. ACGL trades at a lower P/E of 7.7x. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
CRVL
Buy57
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Every $100 of equity generates 28 in profit
Earnings expanding 21.2% YoY
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Moderate valuation
Trading at 8.6x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CRVL
The strongest argument for CRVL centers on Debt/Equity, Altman Z-Score, Return on Equity. Revenue growth of 10.7% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : CRVL
The primary concerns for CRVL are P/E Ratio, Price/Book.
Key Dynamics to Monitor
ACGL profiles as a declining stock while CRVL is a value play — different risk/reward profiles.
CRVL carries more volatility with a beta of 0.97 — expect wider price swings.
CRVL is growing revenue faster at 10.7% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 57/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
CorVel Corp
FINANCIAL SERVICES · INSURANCE BROKERS · USA
CorVel Corporation provides workers' compensation, auto, liability and health solutions for employers, outside administrators, insurance companies, and government agencies to help them manage medical costs and monitor the quality of care associated with health care claims. The company is headquartered in Fort Worth, Texas.
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