Arch Capital Group Ltd. (ACGL)vsCentral Plains Bancshares, Inc. Common Stock (CPBI)
ACGL
Arch Capital Group Ltd.
$88.34
-0.17%
FINANCIAL SERVICES · Cap: $32.03B
CPBI
Central Plains Bancshares, Inc. Common Stock
$18.50
0.00%
FINANCIAL SERVICES · Cap: $77.80M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 95032% more annual revenue ($19.78B vs $20.79M). ACGL leads profitability with a 24.6% profit margin vs 18.7%. ACGL trades at a lower P/E of 7.0x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
CPBI
Buy58
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Attractively priced relative to earnings
Strong operational efficiency at 27.4%
17.5% revenue growth
Earnings expanding 25.2% YoY
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 4.4% — below average capital efficiency
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CPBI
The strongest argument for CPBI centers on Price/Book, P/E Ratio, Operating Margin. Profitability is solid with margins at 18.7% and operating margin at 27.4%. Revenue growth of 17.5% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : CPBI
The primary concerns for CPBI are Market Cap, Return on Equity, Piotroski F-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while CPBI is a growth play — different risk/reward profiles.
ACGL carries more volatility with a beta of 0.31 — expect wider price swings.
CPBI is growing revenue faster at 17.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 58/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Central Plains Bancshares, Inc. Common Stock
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Central Plains Bancshares, Inc. focuses on providing various banking products and services to retail customers, and small and medium-sized commercial customers in Nebraska, the United States. The company is headquartered in Grand Island, Nebraska.
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