Arch Capital Group Ltd. (ACGL)vsCion Investment Corp (CION)
ACGL
Arch Capital Group Ltd.
$88.34
+0.58%
FINANCIAL SERVICES · Cap: $32.03B
CION
Cion Investment Corp
$6.72
-2.89%
FINANCIAL SERVICES · Cap: $339.81M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 8341% more annual revenue ($19.78B vs $234.28M). ACGL leads profitability with a 24.6% profit margin vs -0.4%. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
CION
Hold49
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 75.4%
Earnings expanding 24.3% YoY
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
Elevated debt levels
ROE of -0.1% — below average capital efficiency
Revenue declined 11.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CION
The strongest argument for CION centers on Price/Book, Operating Margin, EPS Growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : CION
The primary concerns for CION are Market Cap, Debt/Equity, Return on Equity. Debt-to-equity of 1.76 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACGL profiles as a declining stock while CION is a turnaround play — different risk/reward profiles.
CION carries more volatility with a beta of 1.07 — expect wider price swings.
ACGL is growing revenue faster at -3.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 49/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Cion Investment Corp
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Cion Investment Corp (CION) is a specialized asset management firm that focuses on private debt investments in the middle market, leveraging its extensive expertise and industry relationships to source high-potential opportunities. Known for its innovative financing solutions, CION prioritizes capital preservation while delivering strong risk-adjusted returns, making it a competitive player in the private equity landscape. The firm’s disciplined investment strategy positions it as an attractive option for institutional investors seeking strategic exposure to growth-oriented businesses in the dynamic middle market sector.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?