Arch Capital Group Ltd. (ACGL)vsCathay General Bancorp (CATY)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
CATY
Cathay General Bancorp
$62.01
-0.05%
FINANCIAL SERVICES · Cap: $4.09B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 2319% more annual revenue ($19.23B vs $795.20M). CATY leads profitability with a 43.7% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. CATY earns a higher WallStSmart Score of 75/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
CATY
Strong Buy75
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Reasonable price relative to book value
Keeps 44 of every $100 in revenue as profit
Strong operational efficiency at 62.6%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 24.5% YoY
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CATY
The strongest argument for CATY centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 43.7% and operating margin at 62.6%. Revenue growth of 13.8% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : CATY
The primary concerns for CATY are Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while CATY is a mature play — different risk/reward profiles.
CATY carries more volatility with a beta of 0.84 — expect wider price swings.
CATY is growing revenue faster at 13.8% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
CATY scores higher overall (75/100 vs 67/100), backed by strong 43.7% margins and 13.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Cathay General Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Cathay General Bancorp is the holding company of Cathay Bank offering various commercial banking products and services to individuals, professionals, and small and medium-sized businesses in the United States. The company is headquartered in Los Angeles, California.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?