Arch Capital Group Ltd. (ACGL)vsCadence Bancorp (CADE)
ACGL
Arch Capital Group Ltd.
$88.34
-0.17%
FINANCIAL SERVICES · Cap: $32.03B
CADE
Cadence Bancorp
$42.11
-1.66%
FINANCIAL SERVICES · Cap: $7.85B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 964% more annual revenue ($19.78B vs $1.86B). ACGL leads profitability with a 24.6% profit margin vs 0.3%. ACGL trades at a lower P/E of 7.0x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
CADE
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Attractively priced relative to earnings
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
0.1% revenue growth
0.1% earnings growth
ROE of 0.1% — below average capital efficiency
0.3% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CADE
The strongest argument for CADE centers on Price/Book, P/E Ratio.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : CADE
The primary concerns for CADE are Revenue Growth, EPS Growth, Return on Equity. Thin 0.3% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a declining stock while CADE is a value play — different risk/reward profiles.
CADE carries more volatility with a beta of 0.95 — expect wider price swings.
CADE is growing revenue faster at 0.1% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 61/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Cadence Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Cadence Bancorporation, a financial portfolio company, through its subsidiary, Cadence Bank, a National Association that provides banking and wealth management services to businesses, high-net-worth individuals, business owners, and retail clients. The company is headquartered in Houston, Texas.
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