Arch Capital Group Ltd (ACGL)vsCadence Bancorp (CADE)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
CADE
Cadence Bancorp
$42.11
-1.66%
FINANCIAL SERVICES · Cap: $7.85B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 972% more annual revenue ($19.93B vs $1.86B). ACGL leads profitability with a 22.1% profit margin vs 0.3%. ACGL trades at a lower P/E of 8.4x. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
CADE
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Reasonable price relative to book value
Attractively priced relative to earnings
Areas to Watch
No major concerns identified
0.1% revenue growth
0.1% earnings growth
ROE of 0.1% — below average capital efficiency
0.3% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : CADE
The strongest argument for CADE centers on Price/Book, P/E Ratio.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : CADE
The primary concerns for CADE are Revenue Growth, EPS Growth, Return on Equity. Thin 0.3% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a mature stock while CADE is a value play — different risk/reward profiles.
CADE carries more volatility with a beta of 0.95 — expect wider price swings.
ACGL is growing revenue faster at 8.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 61/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Cadence Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Cadence Bancorporation, a financial portfolio company, through its subsidiary, Cadence Bank, a National Association that provides banking and wealth management services to businesses, high-net-worth individuals, business owners, and retail clients. The company is headquartered in Houston, Texas.
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