Arch Capital Group Ltd. (ACGL)vsBroadway Financial Corporation (BYFC)
ACGL
Arch Capital Group Ltd.
$93.80
-0.76%
FINANCIAL SERVICES · Cap: $33.09B
BYFC
Broadway Financial Corporation
$9.80
-0.41%
FINANCIAL SERVICES · Cap: $91.50M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 54465% more annual revenue ($19.78B vs $36.24M). ACGL leads profitability with a 24.6% profit margin vs -56.7%. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
BYFC
Hold43
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 21 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Revenue surging 55.0% year-over-year
Strong operational efficiency at 20.2%
Areas to Watch
Revenue declined 3.3%
Smaller company, higher risk/reward
ROE of -7.5% — below average capital efficiency
Earnings declined 43.1%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : BYFC
The strongest argument for BYFC centers on Price/Book, Revenue Growth, Operating Margin. Revenue growth of 55.0% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth.
Bear Case : BYFC
The primary concerns for BYFC are Market Cap, Return on Equity, EPS Growth.
Key Dynamics to Monitor
ACGL profiles as a declining stock while BYFC is a hypergrowth play — different risk/reward profiles.
BYFC carries more volatility with a beta of 0.76 — expect wider price swings.
BYFC is growing revenue faster at 55.0% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 43/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Broadway Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Broadway Financial Corporation is the holding company of Broadway Federal Bank, fsb offering various banking products and services in the United States. The company is headquartered in Los Angeles, California.
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