Arch Capital Group Ltd (ACGL)vsBridgewater Bancshares Inc (BWB)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
BWB
Bridgewater Bancshares Inc
$18.13
0.00%
FINANCIAL SERVICES · Cap: $512.40M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 14415% more annual revenue ($19.93B vs $137.30M). BWB leads profitability with a 33.6% profit margin vs 22.1%. BWB appears more attractively valued with a PEG of 0.74. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
BWB
Exceptional Buy80
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 48.5%
Revenue surging 36.8% year-over-year
Earnings expanding 65.7% YoY
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : BWB
The strongest argument for BWB centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 33.6% and operating margin at 48.5%. Revenue growth of 36.8% demonstrates continued momentum.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : BWB
The primary concerns for BWB are Market Cap.
Key Dynamics to Monitor
ACGL profiles as a mature stock while BWB is a growth play — different risk/reward profiles.
BWB carries more volatility with a beta of 0.62 — expect wider price swings.
BWB is growing revenue faster at 36.8% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 80/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Exceptional Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Bridgewater Bancshares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Bridgewater Bancshares, Inc. is the banking holding company for Bridgewater Bank providing banking products and services to commercial real estate investors, small business entrepreneurs and high net worth individuals in the United States. The company is headquartered in Saint Louis Park, Minnesota.
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