Arch Capital Group Ltd. (ACGL)vsBitcoin Depot Inc. (BTM)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
BTM
Bitcoin Depot Inc.
$0.49
0.00%
FINANCIAL SERVICES · Cap: $33.25M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 3028% more annual revenue ($19.23B vs $614.85M). ACGL leads profitability with a 24.4% profit margin vs -1.0%. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
BTM
Hold39
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Reasonable price relative to book value
Safe zone — low bankruptcy risk
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of -48.8% — below average capital efficiency
Revenue declined 15.2%
Currently unprofitable
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : BTM
The strongest argument for BTM centers on Price/Book, Altman Z-Score.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : BTM
The primary concerns for BTM are Market Cap, Return on Equity, Revenue Growth. Debt-to-equity of 5.16 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACGL profiles as a declining stock while BTM is a turnaround play — different risk/reward profiles.
BTM carries more volatility with a beta of 3.13 — expect wider price swings.
ACGL is growing revenue faster at -10.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 39/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Bitcoin Depot Inc.
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Bitcoin Depot Inc. owns and operates a network of cryptocurrency kiosks in North America. The company is headquartered in Atlanta, Georgia.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?