Arch Capital Group Ltd (ACGL)vsBitcoin Depot Inc. (BTM)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
BTM
Bitcoin Depot Inc.
$6.67
+12.29%
FINANCIAL SERVICES · Cap: $82.73M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 3141% more annual revenue ($19.93B vs $614.85M). ACGL leads profitability with a 22.1% profit margin vs -1.0%. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
BTM
Hold36
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Every $100 of equity generates 54 in profit
Safe zone — low bankruptcy risk
Reasonable price relative to book value
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
Revenue declined 15.2%
Currently unprofitable
Operating margin of -3.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : BTM
The strongest argument for BTM centers on Return on Equity, Altman Z-Score, Price/Book.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : BTM
The primary concerns for BTM are Market Cap, Revenue Growth, Profit Margin. Debt-to-equity of 3.89 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACGL profiles as a mature stock while BTM is a turnaround play — different risk/reward profiles.
BTM carries more volatility with a beta of 1.25 — expect wider price swings.
ACGL is growing revenue faster at 8.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 36/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Bitcoin Depot Inc.
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Bitcoin Depot Inc. owns and operates a network of cryptocurrency kiosks in North America. The company is headquartered in Atlanta, Georgia.
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