Arch Capital Group Ltd. (ACGL)vsBogota Financial Corp (BSBK)
ACGL
Arch Capital Group Ltd.
$100.53
-0.60%
FINANCIAL SERVICES · Cap: $35.41B
BSBK
Bogota Financial Corp
$9.05
+0.11%
FINANCIAL SERVICES · Cap: $114.79M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 112885% more annual revenue ($19.78B vs $17.50M). ACGL leads profitability with a 24.6% profit margin vs 11.8%. ACGL trades at a lower P/E of 7.8x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
BSBK
Hold38
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Reasonable price relative to book value
Strong operational efficiency at 21.6%
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
3.0% revenue growth
Smaller company, higher risk/reward
ROE of 1.4% — below average capital efficiency
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, EPS Growth, Return on Equity. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : BSBK
The strongest argument for BSBK centers on Price/Book, Operating Margin.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : BSBK
The primary concerns for BSBK are Revenue Growth, Market Cap, Return on Equity. A P/E of 52.5x leaves little room for execution misses.
Key Dynamics to Monitor
ACGL profiles as a declining stock while BSBK is a value play — different risk/reward profiles.
ACGL carries more volatility with a beta of 0.29 — expect wider price swings.
BSBK is growing revenue faster at 3.0% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 38/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Bogota Financial Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Bogota Financial Corp. The company is headquartered in Teaneck, New Jersey.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?