WallStSmart

Asbury Automotive Group Inc (ABG)vsCarvana Co (CVNA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Carvana Co generates 39% more annual revenue ($25.06B vs $17.97B). CVNA leads profitability with a 6.3% profit margin vs 2.8%. ABG trades at a lower P/E of 8.6x. CVNA earns a higher WallStSmart Score of 58/100 (C).

ABG

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 5.5Value: 6.7Quality: 4.5
Piotroski: 3/9Altman Z: 2.50

CVNA

Buy

58

out of 100

Grade: C

Growth: 9.3Profit: 7.0Value: 3.7Quality: 7.0
Piotroski: 5/9Altman Z: 2.18
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ABGSignificantly Overvalued (-58.7%)

Margin of Safety

-58.7%

Fair Value

$146.35

Current Price

$214.32

$67.97 premium

UndervaluedFair: $146.35Overvalued
CVNASignificantly Overvalued (-53.2%)

Margin of Safety

-53.2%

Fair Value

$45.35

Current Price

$70.85

$25.50 premium

UndervaluedFair: $45.35Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ABG3 strengths · Avg: 9.3/10
P/E RatioValuation
8.6x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

PEG RatioValuation
0.668/10

Growing faster than its price suggests

CVNA4 strengths · Avg: 9.8/10
Return on EquityProfitability
42.9%10/10

Every $100 of equity generates 43 in profit

Revenue GrowthGrowth
52.4%10/10

Revenue surging 52.4% year-over-year

EPS GrowthGrowth
61.5%10/10

Earnings expanding 61.5% YoY

Market CapQuality
$101.23B9/10

Large-cap with strong market position

Areas to Watch

ABG4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
0.3%4/10

0.3% revenue growth

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Debt/EquityHealth
1.383/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

CVNA4 concerns · Avg: 3.5/10
P/E RatioValuation
34.9x4/10

Premium valuation, high expectations priced in

Price/BookValuation
12.7x4/10

Trading at 12.7x book value

Profit MarginProfitability
6.3%3/10

6.3% margin — thin

Debt/EquityHealth
1.493/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : ABG

The strongest argument for ABG centers on P/E Ratio, Price/Book, PEG Ratio. PEG of 0.66 suggests the stock is reasonably priced for its growth.

Bull Case : CVNA

The strongest argument for CVNA centers on Return on Equity, Revenue Growth, EPS Growth. Revenue growth of 52.4% demonstrates continued momentum.

Bear Case : ABG

The primary concerns for ABG are Revenue Growth, Profit Margin, Debt/Equity. Thin 2.8% margins leave little buffer for downturns.

Bear Case : CVNA

The primary concerns for CVNA are P/E Ratio, Price/Book, Profit Margin.

Key Dynamics to Monitor

ABG profiles as a value stock while CVNA is a hypergrowth play — different risk/reward profiles.

CVNA carries more volatility with a beta of 3.49 — expect wider price swings.

CVNA is growing revenue faster at 52.4% — sustainability is the question.

ABG generates stronger free cash flow (174M), providing more financial flexibility.

Bottom Line

CVNA scores higher overall (58/100 vs 56/100) and 52.4% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Asbury Automotive Group Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Asbury Automotive Group, Inc. is an automobile retailer in the United States. The company is headquartered in Duluth, Georgia.

Carvana Co

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Carvana Co., operates an e-commerce platform to buy and sell used cars in the United States. The company is headquartered in Tempe, Arizona.

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